The Ayushman Bharat Yojana is a healthcare scheme launched by the Indian government in 2018. It is intended to provide financial security to poor and vulnerable families by providing cashless access to high-quality healthcare services. The scheme aims to benefit over 50 crore people, including informal sector workers, farmers, and low-income families.
Benefits of the Ayushman Bharat Yojana:
One of the key benefits of Ayushman Bharat Yojana is that it provides coverage of up to Rs. 5 lakh per family per year for inpatient and outpatient treatment. This includes pre and post-hospitalization expenses, as well as diagnostic tests, surgeries, and medical procedures. The scheme also covers a wide range of treatments, including medical, surgical, and maternity care, as well as treatments for chronic illnesses such as diabetes, cancer, and heart disease.
Know how to apply for the scheme:
To apply for Ayushman Bharat Yojana, individuals need to visit the official website of the scheme and fill out an online application form. Alternatively, they can also visit a Common Service Center (CSC) or a designated Ayushman Mitra to apply in person. To be eligible for the scheme, individuals must belong to a household with an annual income of less than Rs. 10 lakh and must not be covered under any other health insurance scheme.
Once the application is submitted, the applicant will receive a confirmation SMS and an e-card, which will be required to avail benefits under the scheme. To avail benefits, individuals can visit any empaneled hospital, show their e-card, and get treated without having to pay any money. The hospital will then bill the Ayushman Bharat Yojana for the treatment costs.